Part IVCounting MBE and WBE Participation § 28-31. In general. § 28-32. Commercially useful function. § 28-33. Joint ventures. § 28-34. Subcontracting by MBE or WBE. § 28-35. One subcontractor, one goal. § 28-36. Manufacturers. § 28-37. Suppliers. § 28-38. Insurance companies; travel agents. § 28-39. Financial institutions. 28-40. {Reserved} § 28-41. Non-affiliation. 28-42 to 28-45. {Reserved}